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Real Estate Resources:

  • Special Offers - Special offers for Salt Lake City, Ogden and Layton homeowners from Steve and Nancy Evans.

  • Affiliates - Steve and Nacy Evans' real estate web site affiliates.

  • eNewsletter - Steve and Nacy Evans'Salt Lake City, Ogden and Layton newsletter email will send you the latest real estate information.

  • Today's Real Estate News - Daily real estate news for this neighborhood, Utah, and United States.

  • Market Conditions Report - Market conditions report for this area, Utah, and United States.

  • Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

  • How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

  • Determine Tax Savings - Calculate how much your monthly Salt Lake City, Ogden and Layton, Utah mortgage payments save you on your taxes because of loan interest.

  • Should You Rent or Buy? - Is it better to rent a home in Utah or buy your own Salt Lake City, Ogden and Layton house, ranch, luxury property, condominium, acreage, or other real estate?

  • Adjustable Rate Mortgages - Adjustable rate Salt Lake City, Ogden and Layton mortgages information and interest rate java calculator.

  • What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

  • Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

  • Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

  • 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

  • How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

  • What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

  • Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

  • TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other Utah real estate.

  • Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

  • Ask Anything - Ask Steve and Nancy Evans anything real estate.

  • NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agentss and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

  • Real Estate Tips - Steve and Nacy Evans' realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

  • Real Estate Trivia - Steve and Nacy Evans' collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

  • Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Salt Lake City, Ogden and Layton property in Utah, including legal terms definitions, and more.

  • Go to Main Sitemap - Main sitemap sections include Find Salt Lake City, Ogden and Layton Homes, For Home Buyers, For Home Sellers, Salt Lake City, Ogden and Layton Information, Real Estate Resources, and About Steve and Nancy Evans.

 

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School Reports in Salt Lake City, Ogden and Layton, Utah
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Real Estate Tips
Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

See All Tips In The "Buyers Remorse" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What was the location for the classic silent movie scene where Harold LLoyd dangles from a huge clock high above the city?

A 
That scene from "Safety Last"was filmed at the Brockman Building, one block south of the Biltmore Hotel in Los Angeles.
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Steve and Nancy Evans, REALTOR®, real estate agents and broker for Salt Lake City, Ogden and Layton, Utah home listings, property and land for sale - NUMBER1EXPERT(tm)

Steve and Nancy Evans
Keller Williams Results Realty

1725 E. 1450 S., Suite 200
Clearfield, UT 84015
Phone: 801-614-3100
Fax: 801-525-9411
Email: steveevans@number1expert.com


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