Welcome to the HomeInUtah.com Blog

2010-12-21 12:50:32
Best Family Gift

The Best Family Gift

 

A home is a place of your own where you can raise your family, share with friends and feel safe and secure. Other benefits for homeowners include better physical health, higher lifetime income, higher student test scores, and lower teen delinquency.

Reduced prices and low interest rates have placed housing affordability at its highest but rates have started inching up in the past few weeks which will directly result in higher payments.

Credit, debt ratios and income are the limiting factors that could be keeping you from taking advantage of these opportunities. Isn't it time you found out where you stand to buy a home?

The benefits of talking with a qualified mortgage officer and pre-approval are without question. It saves time, money and removes the uncertainty of not knowing. The direct benefits include:

  • Amount the buyer can borrow - as interest rates rise, the amount decreases
  • Looking at 'Right' homes - price, size, amenities, location
  • Find the best loan - interest rate is tied to credit score; do you qualify for the best rate?
  • Uncover credit issues early - time to cure possible problems; 90% of credit reports have errors
  • Bargaining power - helps negotiate price, terms and timing
  • Close quicker - verifications have been made; takes less time to close

Call me for a recommendation and a list of what you need to share with a loan officer. It may be the best gift you give your family.

 
Blog Archive
2017-08-15 12:32:35
Shorter Term - More Savings

2017-08-08 10:36:28
Home Energy Aware

2017-08-01 14:57:03
Assumptions are an Alternative

2017-07-31 14:15:47
Home Safe Home

2017-07-24 15:34:43
Other People's Money for College

2017-07-12 11:52:23
Family & Friends Mortgage

2017-06-26 15:47:36
Don't Have a CLUE?

2017-06-21 15:10:06
What Can You Expect?

2017-06-19 11:00:46
Emergency Kit for the Car

2017-06-05 12:44:58
Hands-Only CPR

2017-05-29 09:26:16
Must Be This Tall to Ride

2017-05-23 12:28:02
Good Info - Good Decisions

2017-05-23 12:03:56
Reasons to Refinance

2017-05-23 11:27:10
An Alternative to Paying Tax Today

2017-05-22 14:38:05
Would-be Buyers with Student Debt

2017-05-18 13:26:06
An Alternative to Paying Tax Today

2017-05-18 12:59:37
Reasons to Refinance

2017-05-18 12:56:02
Good Info - Good Decisions

2017-05-08 10:41:10
Would-be to Should-be

2017-05-03 07:31:01
Indecision May Cost More

2017-04-09 19:51:20
Lower the Rate - Deduct the Interest

2017-04-05 17:45:27
Rentals are IDEAL

2017-03-30 13:38:28
Important Estate Documents

2017-03-27 13:09:21
Save the Cost of Mortgage Insurance

2017-03-14 13:53:56
Tax Benefits of Home Ownership

Click here to see ALL articles.


Comment on this Article

Your Name:
Your Email:
Comments:
Verify:  Please enter the numbers shown to help eliminate spam.